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Profusion Financial Group, LLC

Protection / Growth/ Prosperity

Financial consultant (show on map)

Independent financial planning firm with over 20 years of experience in retirement & estate planning, offering comprehensive services to prepare families for financial futures with confidence.

Call (614) 975-8723
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Profusion Financial Group, LLC website

About

Profusion Financial Group is an independent financial planning firm that has been serving clients for over 20 years with expertise in retirement and estate planning. The firm is committed to preparing families for their financial futures with confidence by offering a comprehensive suite of services.

These include retirement income planning, estate protection and distribution strategies, tax-free strategy planning, pension evaluation & maximization, social security benefit expectations and strategies, and public employee retirement maximization. Additionally, the firm provides insurance protection products such as annuities, life, disability, long-term care, health, and property & casualty insurance. Profusion Financial Group operates with a client-first philosophy, ensuring transparency and customized strategies that prioritize the client's needs. The firm partners with attorneys, CPAs, and other experts to deliver unbiased, clear strategies through effective communication, helping clients achieve and maintain financial independence throughout retirement by preserving, protecting, and building their wealth. Owner Michael Hersman, with certifications in life, health, disability, annuities, property and casualty insurance, leads the firm, which serves clients across Ohio and may assist nationwide. The firm offers complimentary, no-pressure appointments to review clients' situations and provide strategies to reach their goals effectively.

Independent financial planning firm
Over 20 years of experience
Client-first philosophy
Comprehensive suite of services including retirement, estate, and insurance planning
Tactical partnerships with attorneys, CPAs, and other experts

Services

Retirement Income Planning

Strategies to ensure a steady income stream during retirement.

Comprehensive analysis of retirement income sources Tax-efficient withdrawal strategies Coordination with Social Security and pension benefits

Estate Protection and Distribution Strategies

Planning to protect and efficiently distribute assets to heirs.

Wills and trusts creation Tax minimization strategies Probate avoidance techniques

Tax-Free Strategy Planning

Utilizing tax-advantaged vehicles to minimize tax liabilities.

IRA and 401(k) strategies Tax-loss harvesting Charitable giving planning

Pension Evaluation & Maximization

Assessing and optimizing pension benefits.

Pension benefit analysis Coordination with other retirement income sources Early retirement considerations

Social Security Benefit Expectations and Strategies

Planning for and optimizing Social Security benefits.

Benefit maximization strategies Coordination with other retirement income Spousal and survivor benefit analysis

Public Employee Retirement Maximization

Optimizing benefits for public sector employees.

Benefit analysis for public employees Coordination with other retirement income sources Early retirement and disability planning

Credentials & Certifications

Life Insurance
Health Insurance
Disability Insurance
Annuities
Property & Casualty Insurance

Frequently Asked Questions

Are my current retirement savings sufficient? +

Profusion Financial Group offers calculators to estimate retirement income needs, assess potential estate tax liability, and evaluate the impact of inflation on retirement savings. They recommend requesting their complimentary guide, “10 Steps to a Successful Retirement,” for a detailed analysis.

How long will my current life insurance proceeds last? +

The firm provides tools to estimate the duration of life insurance proceeds based on individual circumstances, ensuring clients understand how their assets can support their financial goals.

What are my long-term care needs? +

Profusion Financial Group offers calculators to assess long-term care requirements, helping clients plan for potential future expenses related to healthcare services.

How does inflation impact my retirement income needs? +

The firm provides calculators to analyze the effect of inflation on retirement income, ensuring clients' strategies account for rising cost of living.

What are the tax advantages of an annuity? +

Profusion Financial Group explains the tax benefits of annuities, including tax-deferred growth and potential tax-free withdrawals, as part of their comprehensive financial planning services.

How will retirement impact my living expenses? +

The firm offers calculators to estimate changes in living expenses during retirement, helping clients plan for a comfortable and sustainable lifestyle.

Contact Profusion Financial Group, LLC

Profusion Financial Group, LLC
Category
Financial consultant
Wheelchair Accessible
Call (614) 975-8723

Location

Location of Profusion Financial Group, LLC · View on Google Maps

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Profusion Financial Group, LLC page
Profusion Financial Group, LLC page
Profusion Financial Group, LLC page
Profusion Financial Group, LLC page
Profusion Financial Group, LLC page
Profusion Financial Group, LLC page

Get in Touch

Ready to work with Profusion Financial Group, LLC?

Reach out today to schedule a consultation.

(614) 975-8723

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