Personal Financial Advisors
Fee-only financial planning firm dedicated to serving individuals and families nationwide with unbiased, fiduciary advice.
About
Personal Financial Advisors, Inc. is an independent, fee-only financial planning firm dedicated to serving the needs of individuals and families nationwide committed to realizing their hopes and dreams. Our goal is to provide you with long-term financial guidance which will enable you to achieve your goals and fulfill the things most important to you.
We eliminate any type of conflict of interest by being paid solely and directly by you. We do not sell any products, so there are no sales fees charged, or commissions paid to us for our services. We are a fiduciary, thus you will always be receiving unbiased advice in your best interest. David Stone, CFP® is a certified financial planner which means he went through a rigorous testing process in order to prove his knowledge in the field of financial planning, and is bound by specific ethical standards. This will give you the confidence of knowing that you will be working with a competent professional who is working for you. Financial Planning is like an exciting road trip. We’re the GPS, you’re the driver. A Fresh Perspective: Our Road Trip Analogy Financial planning isn't what you think it is. It's about visualizing how you want your life to turn out, and money is the tool to get you there. All you need to do is let us know your destination (goals), we'll show you the right vehicles, and find the fuel (money) through the financial plan. Then you'll turn the key (to implement the plan) and follow the GPS towards your destination. However, there will be traffic, construction, and pot holes along the way, so as your GPS we will guide you to your destination as efficiently as possible.
Services
Comprehensive Financial Planning
A holistic approach to financial planning that addresses all aspects of a client's financial life.
Retirement Planning Strategies
Strategies to help clients achieve financial independence and secure retirement income.
Cash Flow Analysis
Analyzing and optimizing a client's monthly income and expenses.
College Funding Advice
Strategies to help families save for and pay for college education.
Debt Reduction/Elimination Plans
Strategies to help clients pay off and eliminate debt efficiently.
Life, Disability, and Long Term Care Needs Analysis
Assessing insurance needs to protect against life, disability, and long-term care risks.