INSocial Risk Advisors

Engaging. Educational. Efficient.

Insurance agency in Westerville, OH (show on map)

5.0

★★★★★

243 reviews

Helping clients make informed risk management and insurance decisions with educational resources and personalized service.

Call (800) 886-2398

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About

INSocial Risk Advisors is a top independent insurance agency located in Westerville, Ohio, dedicated to helping individuals and businesses protect what matters most. As a fully independent firm, our agents partner with multiple carriers to provide customized policies such as home and auto insurance and comprehensive business insurance solutions (commercial general liability, professional liability, workers’ compensation, commercial property, cyber liability, etc.) that are tailored to your unique needs. O

ur independence allows us to compare coverage and solutions across a wide range of trusted companies, ensuring you receive the best value, personal guidance, and long‑term support. We represent many different insurance companies, are licensed insurance advisors, serve as your personal risk advisor and advocate, offer one-stop shopping for all insurance needs, and are committed to long‑term support through periodic coverage reviews.

Independent agency with access to multiple carriers

Specialized coverage for niche industries (lawn & landscape, faith‑based, social & human services, technology, food & beverage)

Educational approach to risk management

Personalized service and advocacy for clients

Comprehensive one‑stop shopping for all insurance needs

Services

Business Insurance

Comprehensive business insurance solutions including commercial general liability, professional liability, workers’ compensation, commercial property, cyber liability, and more.

Customized policies tailored to unique business needs Access to multiple insurance carriers for competitive pricing Specialized coverage for lawn & landscape, faith‑based organizations, social & human services, technology firms, and food & beverage businesses

Personal Insurance

Homeowners, renters, condominium, auto, life, and other personal insurance options.

Coverage for residential and personal property Auto insurance with competitive rates Life insurance solutions for individuals and families

Credentials & Certifications

IIABA Membership

Since N/A

National Association of Landscape Professionals Membership

Since N/A

Ohio Craft Brewers Association Membership

Since N/A

Franklin County Special Olympics Sponsor

Since N/A

OIA Preferred Vendor Partner

Since N/A

Indiana Craft Brewers Association Membership

Since N/A

Secured Advantage

Since N/A

Reviews

Rating

★★★★★

Reviews

243

"The agent I dealt with was very knowledgeable, courteous and efficient."

Frequently Asked Questions

What types of business insurance do you offer? +

We offer comprehensive business insurance solutions including commercial general liability, professional liability, workers’ compensation, commercial property, cyber liability, and specialized coverage for lawn & landscape, faith‑based organizations, social & human services, technology firms, and food & beverage businesses.

How do you determine the best insurance policies for my business? +

Our licensed insurance advisors assess each client’s unique insurance needs, compare coverage options across multiple carriers, and design customized policies that provide the best value, personal guidance, and long‑term support.

What is Directors and Officers (D&O) Liability Insurance? +

D&O liability insurance protects directors, officers, trustees, employees, volunteers, and the organization from claims arising from acts, errors, omissions, misstatements, or breaches of duty.

What is General Liability Insurance? +

General liability insurance provides broad coverage for bodily injury, property damage, personal injury, and related claims, ensuring protection against common business risks.

How does Workers' Compensation Insurance work? +

Workers' compensation insurance covers employees’ medical expenses and lost wages if they are injured or become ill due to job-related activities, as required by law.

What is Business Income Insurance? +

Business income insurance compensates for lost revenue if a covered disaster (e.g., fire, cyber attack) prevents normal business operations, covering ongoing expenses during the interruption.