Columbus Financial Concepts

From wealth management to retirement solutions, our insight and sophisticated financial strategies can help make your investment goals a reality.

Financial institution in Dublin, OH (show on map)

5.0

★★★★★

2 reviews

Columbus Financial Concepts offers comprehensive financial planning, investment management, and retirement solutions tailored to individual client goals.

Call (614) 791-1599

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About

Columbus Financial Concepts, located at 5500 Frantz Road, Suite 151, Dublin, Ohio 43017, provides a full suite of financial services including wealth management, retirement planning, estate planning, tax planning, and investment advisory. Founded in May 1985 by Cap Clegg, the firm is committed to helping clients achieve their financial goals through personalized strategies and a dedicated team of professionals.

Over 40 years of experience

Comprehensive suite of financial services

Personalized client strategies

Commitment to community through Commonwealth Cares

Services

Wealth Management

Comprehensive financial planning and investment management tailored to individual client goals.

Personalized strategies Asset allocation Risk management

Retirement Planning

Strategies to help clients achieve retirement goals, including 401(k) planning, IRA management, and Social Security optimization.

Roth vs Traditional IRA analysis Required Minimum Distribution planning Retirement income projections

Estate Planning

Planning to preserve and transfer wealth efficiently, including wills, trusts, and beneficiary designations.

Trust creation Estate tax minimization Power of attorney setup

Tax Planning

Strategies to minimize tax liability and maximize after-tax returns.

Tax-efficient investment strategies Tax loss harvesting Charitable giving planning

College Funding Planning

Planning and strategies to help families save for and fund higher education.

529 plan analysis Education savings accounts Financial aid strategy

Employee Benefit Plans

Design and administration of 401(k), pension, and other employee benefit plans.

Plan design Advisor selection Participant communication

Credentials & Certifications

Juris Doctor

Chartered Life Underwriter (CLU)

Chartered Financial Consultant (ChFC)

CERTIFIED FINANCIAL PLANNER™ (CFP®)

Reviews

Rating

★★★★★

Reviews

Frequently Asked Questions

What is the difference between a Roth IRA and a Traditional IRA? +

A Roth IRA allows contributions to grow tax-free and withdrawals are tax-free in retirement, while a Traditional IRA offers tax-deductible contributions with taxable withdrawals in retirement.

How does SIPC coverage protect my investments? +

SIPC (Securities Investor Protection Corporation) covers up to $500,000 in securities and cash per customer in the event of a brokerage firm failure, including a $1 billion excess of SIPC policy provided by Fidelity Investments.

What is the purpose of a 72(t) distribution? +

A 72(t) distribution allows penalty-free early withdrawals from retirement accounts under specific circumstances, providing a structured way to access funds without incurring the typical 10% early withdrawal penalty.

How can I access my account online? +

Clients can access their accounts through Investor360°® for detailed statements and the Wealthscape Investor℠ button for Quicken and Microsoft Money download compatibility. Contact the office for login assistance.

What is the role of life/disability insurance in financial planning? +

Life and disability insurance protect clients' financial security by providing income replacement and covering living expenses if the insured is unable to work due to disability or death.

How does college funding planning work? +

College funding planning involves creating a savings strategy, selecting appropriate education savings vehicles (e.g., 529 plans), and developing a financial aid strategy to help families afford higher education.